Unified acceptance
Cards, bank transfers, and mobile money through one integration. Add methods without re-platforming.
Industries / Fintech
Build the product. Connect the money movement.
Your product defines the experience. Plan how payments, payouts, and operational information connect beneath it.
FINTECH / CONCEPTUAL STACK
YOUR PRODUCT
Customer experience
INBOUND
Payment acceptance
OUTBOUND
Payout planning
OPERATIONS
Activity and customer context
The payment layer
Built for the financial product you're shipping.
A single API surface for accepting money, planning payouts, and keeping every downstream system in sync with the outcome.
Outcome events
Every payment emits structured events so your product reacts to the result, not a polling loop.
Payout planning
Plan recipients, timing, and review for outbound flows alongside the money you collect.
Operational context
Keep every payment connected to the customer and business event it belongs to.
Reconciliation
Connect each payment to the order, invoice, or account it belongs to without manual matching.
Built-in security
Sensitive data stays inside Zapi. Your servers never touch card details you don't need to hold.
Architecture first
Define the boundaries before the endpoints.
Financial products have different obligations. Get clear on who initiates a transfer, who receives it, what your team needs to review, and which capabilities are available to your business.
01 / FLOW
Money in
Map how customers fund accounts or pay through your product, then keep the outcome connected to the experience you built.
02 / FLOW
Money out
Plan recipients, timing, and review for outbound flows to partners, users, or vendors alongside the money you collect.
03 / FLOW
Operations
Bring activity and customer context into the picture your team works from, so review stays connected to the event.
Good to know
Fintech payments, explained.
The questions teams ask before they build a financial product on Zapi.
Zapi sits beneath your product as the payment layer. You own the customer experience; Zapi handles acceptance, payout planning, and the operational context your team needs to review what happened.
Yes. Plan how customers fund or pay through your experience, then plan recipients and timing for outbound flows — all connected to the same customer and business context, not separate systems.
No. Sensitive card data is captured inside Zapi's hosted surfaces, so it never touches your servers. You work with payment references and outcomes, not raw card details.
Every payment and payout carries a reference you control, and outcomes flow into the operational picture your team already works from, so review stays connected to the event that triggered it.
Related products
Explore more of Zapi.
Payments
Build payment acceptance into your product and keep the outcome connected to your operations.
Payouts
Plan outbound money movement to partners, users, or vendors alongside the payments you collect.
Reporting
Bring payment activity and settlement context into a clearer operational view for your teams.
Customers
Keep payment history connected to the customer and the business event behind it.
Billing
Connect recurring payments to the customer lifecycle and plan you operate against.
Checkout
A focused, hosted checkout experience for the flows your product already provides.
Start building with Zapi
Build what moves your business forward.
One integration for payments, payouts, and virtual accounts. Start in test mode and grow from there.